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(click on the images to expand them) Budget The most important part of this section is correctly categorizing your entries (i.e., Food: Groceries, Food: Restaurants, Recreation: Entertainment), which is the basis for the rest of the You Need A Budget program but unfortunately can take quite a bit of time at first. You can download data from your financial institution and import it here or you can manually add entries, which may be most effective for cash transactions. The first YNAB section is the “Register,” which allows you to store all of your financial transactions from multiple accounts, including checking and savings accounts, and credit cards. It also has built-in reporting and lets you enter a single receipt and split it up among different budgeting categories which can come in very handy.
YOU NEED A BUDGET REVIEWS PRO
Some advantages of the Pro version are that it allows you to import transactions from your bank and automate recurring entries, and also offers unlimited budgeting categories and auto-suggested budgeting features. Unfortunately, Mac users will have to stick with the Basic version for now because the Pro version is not yet available. The YNAB Basic version is $24.95 and the YNAB Pro is $49.95 and you can either download the software or request a hard copy. One of the first things you’ll notice on the You Need A Budget website is that there are two versions of their product offered, Basic and Pro. I recently took a look at YNAB Pro and really liked what I saw! You Need A Budget has four main principles that it encourages as a way to financial peace: One popular program is You Need A Budget (YNAB), a tool that promises simple, easy-to-use software and a money management methodology. Many of you with an interest in personal finance have probably explored various budgeting strategies and tools that can help make the task a bit easier.